Unleash The Power Of Innovation With Samsung

Ever find yourself scrolling through endless lists of smartphones, feeling more overwhelmed than informed? Today, we’re diving straight into the world of Samsung smartphones. If you’ve been wanting an upgrade or are just curious about what Samsung’s been up to lately, you’re in the right place. 

The best part? With Buy Now, Pay Later, you don’t even have to worry about paying all at once. Get the phone you’ve been eyeing and pay for it in easy, manageable installments. 

Let’s dive in!

Best Overall: Samsung Galaxy S23 Ultra

Presenting the absolute best of Galaxy! Say hello to the S23 Ultra. This device aims to revolutionize smartphone photography with its groundbreaking 200MP rear camera, which allows for incredibly detailed and flexible photography. 

Along with its main camera, the device also sports a 12MP front camera and additional rear sensors for ultrawide and telephoto shots.

Under the hood, it runs on an exclusive Snapdragon 8 Gen 2 chipset, providing fast graphics and overall performance that even outperforms the iPhone. 

The 6.8-inch QHD AMOLED display is optimized for S Pen use and boasts a 120Hz adaptive refresh rate for smooth visuals. The device also offers considerable improvements in battery life, lasting over 13 hours on a single charge. 

It incorporates eco-friendly design elements, including recycled materials for various components like the S Pen inner cover and the side keys. 

Other notable features include IP68 water and dust resistance, Gorilla Glass Victus 2 for increased durability, and various storage options up to 1TB.

Best Foldable: Samsung Galaxy Z Fold 5

Samsung’s Galaxy Z Fold 5 is an ambitious leap in the foldable smartphone arena, setting itself apart as more than just a phone — it’s a PC and tablet you can slip into your pocket.

This Android device is powered by a Qualcomm Snapdragon 8 Gen 2 processor, accompanied by 12GB of RAM, making it one of the fastest smartphones on the market today.

The design is a significant evolution over last year’s Fold 4, with improvements in its hinge system, weight, and overall aesthetics. Battery life is impressive, lasting up to 48 hours with moderate use of both screens. It charges back to full in approximately 72 minutes, provided you have a 25W or higher power adapter.

The software interface, based on Android 13, is well-optimized to take advantage of the folding form factor, supporting up to three apps in split-screen mode. It also promises at least five years of software updates, including security patches.

The cons? It’s expensive, but hey, with Buy Now, Pay Later, you can easily afford the dream smartphone you always wanted!

Best Flip-phone: Samsung Galaxy Z Flip 5

The Samsung Galaxy Z Flip 5 introduces several significant changes from its predecessor. The most striking upgrade is the enhanced cover screen, which now nearly covers the entire front when folded, elevating the phone’s usability without having to open it.

The revamped hinge is another key improvement, allowing the phone to close without leaving a gap and hinting at better durability. Although the camera hasn’t seen major hardware upgrades, image processing enhancements are evident with vibrant, crisp photos.

The phone’s performance, underpinned by the Qualcomm Snapdragon 8 Gen 2 chip, is impressive with speedy app launches and fluid transitions. Battery life has also seen improvements, comfortably lasting a full busy day.

The larger cover screen, although intuitive and promising, restricts native app access, with users needing the Good Lock app for a broader range. In a world where flip phones are gaining traction, the Z Flip 5 makes a strong case for its existence.

Best Compact: Samsung Galaxy S23

The Samsung Galaxy S23 appears to have hit the sweet spot in the flagship smartphone market that its predecessors failed to do – delivering a smaller form factor without compromising too much on features.

Unlike previous smaller flagships that struggled with battery life, the S23 houses a 3,900mAh battery, offering improved longevity.

The Galaxy S23 runs on One UI 5.1 atop Android 13, providing a feature-rich yet stable software experience. Its rear camera setup is impressive, featuring a 50MP main sensor, 12MP wide-angle, and 10MP telephoto lens.

Although it does not offer Micro SD card support, you have options for 128GB or 256GB internal storage, the latter being more energy-efficient due to its UFS 4.0 technology.

Best Affordable: Samsung Galaxy S21 FE

The Samsung Galaxy S21 FE aims to provide the essential features of the S21 series at a slightly reduced cost. The phone excels in display, camera, and performance, areas Samsung emphasized for this Fan Edition.

The 6.4-inch Super AMOLED display with a 120Hz refresh rate offers vivid colors and sharp visuals. Powered by the Exynos 2100 5nm processor coupled with 8GB RAM, the device handles multitasking and gaming quite well, although it does get a bit warm during intensive tasks.

The triple-camera setup offers a well-rounded photography experience, with improvements seen in low-light conditions compared to its predecessor, the S20 FE.

Running on OneUI 4 based on Android 12, the S21 FE offers features like Wireless Dex and Samsung Pay, with promises of 4 generations of Android updates and 5 years of security updates. The phone also has an IP68 certification, making it water and dust resistant.

The Best Options For Planning A Purchase With BNPL

LutherSales

Navigating the Buy Now, Pay Later (BNPL) landscape might seem daunting, but it needn’t be a high-stakes gamble. Enter LutherSales, a seasoned veteran with over 50 years in the game. They’re not just reliable; they’re a cornerstone of trust, effectively banishing any lingering worries you may have. Renowned for cutting through complexity, they deliver a streamlined experience that’s as easy on the mind as it is on the wallet.

But LutherSales doesn’t just stop at affordability and ease; they amplify it with inclusivity. Longtime allies to savvy shoppers, they consistently roll out budget-conscious plans without compromising quality. Their product selection? In the maze of BNPL options, LutherSales emerges as a real front-runner. Their standout traits extend beyond easy credit terms to a responsive, approachable team. They’re not merely there to assist; they’re committed to clarifying every element of your buying process, ensuring you’re not just satisfied but genuinely pleased.

Pros

Flexible credit plans with extended pay off times
A review of your credit history isn’t necessary
A quick application process
In-house customer service
A vast array of big brands and quality products

Cons

Requires proof of employment of at least a year
Occasionally out of stock

MDG Finance

Wandering the financial maze of borrowing options often feels like deciphering a cryptic puzzle, but MDG Finance emerges as an adept navigator in this complex world. Picture them as your financial compass, guiding you through the money maze for over three decades. Here’s the real game-changer: their offerings empower you to tap into a $3,000 spending capacity, all while granting you the freedom to cherry-pick from your favorite brands. Credit score woes? With MDG, they’re essentially no worries.

MDG’s payment structures are crafted not just to be doable, but to fit snugly into your financial life. Opt for the terms that work with your cash flow, but be mindful: their leniency has boundaries. For timely payers, MDG Finance can be a lifesaver. Conversely, any lapses could escalate costs, turning this financial ally into a costly journey. The brilliance of MDG Finance lies not merely in its adaptability but in its innate ability to simplify complex financial tasks. Their service isn’t just user-friendly; it’s genuinely tailored to make each transaction a breeze. In short, if fiscal responsibility is your forte, MDG Finance is more than a mere option, it’s your next-level financial partner. But if meticulous money management isn’t your strong suit, proceed with caution; this seemingly benign buddy could become a pricier proposition.

Pros

Fairly flexible repayment plans
A credit limit up to $3,000
Low payment installments to fit your budget
On time payments are reported to credit bureaus improving your credit score

Cons

Some high product interest rates for recurring missed payments

Afterpay

In the ever-evolving ecosystem of Buy Now, Pay Later services, Afterpay stands as an ally for the budget-conscious consumer. Imagine having the leeway to acquire your coveted items today while having the payment process over time, all without the burdensome cuffs of interest or hidden fees. It’s like having a pocket-sized financial advisor granting you the green light to shop, but with foresight.

While Afterpay offers a reasonably extensive product array, it doesn’t indulge in the smorgasbord of choices that some competitors might wave around. But don’t mistake this for a limitation; consider it a curated selection. Their credit parameters also skew a tad stricter, reinforcing their commitment to responsible borrowing. What distinguishes Afterpay isn’t just its accessibility; it’s the company’s proven track record of empowering shoppers to make wiser, more measured decisions. Think of it as window shopping but with a roadmap, like a crystal-clear projection of your fiscal journey ahead. In essence, if you’re seeking a sensible balance between immediate gratification and long-term financial prudence, Afterpay isn’t just any old option; it’s a solid investment in your shopping savvy.

Pros

Does not charge interest
No credit history check
Instant approval

Cons

As high as 25% is charged in case of late payment
Does not allow picking repayment days
Many major stores do not partner with them limiting options

FlexShopper

Flexshopper charts its own unique orbit as a lease-to-own service. Picture this: You’re not just deferring payment, you’re engaging in a focused, accelerated path toward ownership. A 12-month or less course that catapults you from borrower to bona fide owner. It’s a novel spin on the traditional BNPL model, catering to those who yearn for a swifter, more definitive claim on their prized possessions.

Flexshopper’s product array is fairly diverse, designed to suit an array of tastes and needs. And while the phrase “fast and easy” is often a cliché, their sign-up process genuinely lives up to that billing. But hold your horses before you dive in: their financial guardrails are notably tighter than most. The borrowing limit isn’t as high as some, and the weekly payment requirement lends a degree of stringency not seen in more lax business models.

In essence, Flexshopper serves as an appropriate conduit for the financially disciplined, eager to expedite their journey from lessee to proprietor. But for those with less predictable cash flow or a habit of procrastination, caution is advised. It’s not just about picking a payment plan; it’s about aligning with a financial strategy that complements your life. Flexshopper offers a potent solution for the right candidate; assess your monetary habits meticulously before you enlist in this accelerated ownership odyssey.

Pros

Affordable weekly payments, as low as $4
Credit spending limit of up to $2,500

Cons

Shopping is limited to FlexShopper website
The longer payments are drawn out, the more a product will cost

Our Takeaway

There you have it—the very best Samsung has to offer in 2023. From the groundbreaking foldables to powerful flagships, there’s something in the lineup to suit every need and lifestyle. 

Whether you’re an avid photographer, a busy multitasker, or someone who just loves owning the latest tech, Samsung has crafted a phone just for you.

With BNPL, you don’t have to burn a hole in your pocket to own these incredible devices. Why save up for months or make that painful, one-time payment when you can easily split the cost into manageable installments? 

Get the dream smartphone you’ve always wanted today!

BNPL Central is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and are not influenced by any compensation offered or taken. Read our full disclosure here.